FD Schemes
Make your money work smarter and grow steadily—
open a Fixed Deposit today!
open a Fixed Deposit today!
About Fixed deposite / cash certificate deposite (double scheme)
Same as RD regular with only exception that the monthly installments of RS.1000/ and multiples thereof
- Eligibility: Individuals/Joints/Minors/Co Op societies/Organizations/Institutions etc.
- Production of simple KYC and resolutions and rules and bye-laws where ever applicable.
- Int, at maturity with principle amount monthly/quarterly/ half-yearly/annually also paid according to the convenience of the depositors.
- The depositor having already SB accounts need not submit KYC photo.
- Nomination facility also available.
- Premature closure also permitted on request.
- Loan facility also available on the balance outstanding with accrued int at the time of granting loan.
- TDS will be deducted as per applicable rules.
- Can be opened by the minors represented by guardian/illiterates/physically hand capped persons/widows etc.
- Preferential interest at 0.5% over and above rates applicable will be paid to senior citizens/widows/physically handicapped/and ex-service men.
- Double scheme 6 years 6 Months (78 months) for general and for senior citizens 6 years (72 months)
- Kesari Deposit Scheme for 3 years with 12% (Same interest Rate for all)
- SS Cash Certificate Scheme 6 Years 6 months Money Double, and 6 years For senior citizens/widows/physically handicapped/and ex-service men.
Rate of Intrest
8%
31- 90 days
9%
91 Days To 1 Year
10.5%
One Year And above Deposit Interest rate
12%
5 Years and Above
